Italian 2026 Finance Law – Key Tax Measures: Reduced Tax Rate for Middle Incomes | Flat-tax/HNWI“new-resident” regime adjustments (for high net-worth individuals) | Incentives / “flat tax” regimes for employment income| Continued incentives for investments and capital goods (businesses) | Tax-collection and “fiscal-relief” measures: debt-collection amortization, freeze for property-transfer taxes | Tax treatment of dividends, capital gains, and financial income | Sectors/Special Taxes: financial intermediaries, “windfall” taxes, bank levy
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Historical Rates of Italian Income Tax

These are the personal income tax rates that apply up to FY 2025.  For details of current rates click here.

Examples of income that are subject to tax at the scale rates  

  • income from employment
  • pension income (except for qualifying pensioners transferring residence to  the South of Italy (see below) and certain distributions from regulated Italian supplementary or complimentary pension schemes
  • business, trading or professional income otherwise than for taxpayers on the Regime Forfettario
  • rent from Italian property (where the option to substitute tax is not taken)
  • rent from non Italian property 
  • royalty income 
  • miscellaneous income
  • distributions from non- EU harmonised investment funds and ETF’s
Year Bracket 1 Bracket 2 Bracket 3 Bracket 4 Bracket 5
2025 23% up to €28,000 35% €28,001–€50,000 43% over €50,000
2024 23% up to €28,000 35% €28,001–€50,000 43% over €50,000
2023 23% up to €15,000 25% €15,001–€28,000 35% €28,001–€50,000 43% over €50,000
2022 23% up to €15,000 25% €15,001–€28,000 35% €28,001–€50,000 43% over €50,000
2021 23% up to €15,000 27% €15,001–€28,000 38% €28,001–€55,000 41% €55,001–€75,000 43% over €75,000
2020 23% up to €15,000 27% €15,001–€28,000 38% €28,001–€55,000 41% €55,001–€75,000 43% over €75,000
2019 23% up to €15,000 27% €15,001–€28,000 38% €28,001–€55,000 41% €55,001–€75,000 43% over €75,000
2018 23% up to €15,000 27% €15,001–€28,000 38% €28,001–€55,000 41% €55,001–€75,000 43% over €75,000
2017 23% up to €15,000 27% €15,001–€28,000 38% €28,001–€55,000 41% €55,001–€75,000 43% over €75,000
2016 23% up to €15,000 27% €15,001–€28,000 38% €28,001–€55,000 41% €55,001–€75,000 43% over €75,000

Regional and Municipal Additional Taxes

On top of the above rates you need to add 

  • additional regional tax (addizionale regionale) which varies from 0.70% to 3.33%; and 
  • the addtional municipal tax (addizionale comunale) which ranges from 0.0% to 0.9%;

depending on region, municipality, brackets of income and applicable rates for the relevant tax year, which are updated from time by resolution of the Regional or Municipal authorities. The links below show the historical rates in force although extrapolating these is complex.

You can search below for your Region and Municipality (Comune) and find the applicable rates of Additional Regional and Municipal Taxes.

Searches are in the Italian language on the Italian Ministry Web Site and may not be up to date as some Regions and many Municipalities have not yet published the FY 2024 rates and bands.

Department of Finance Additional Regional Tax Rates

Department of Finance  Additional Municipal Tax Rates

Imposta Sostitutiva/Substitute Tax

The rates shown above apply only to  income which is not subject to imposta sostititva (“substitute tax”) which applies in place of the main national income, regional and municipal tax shown above. Whether substitute tax applies – and it may apply either automatically or at the option of the taxpayer –  depends on the type of income and the  applicable treatment under law.

Examples of income that are liable to substitute tax are:

  • income from pensions where the option to substitute tax at 7% has been taken (NB. if the option has been taken the 7% flat rate will apply to all non Italian source income unless country by country option to tax at scale rates is taken).
  • foreign-source income  where election for an annual flat tax is made (HNWI regime).
  • income from investments, e.g. interest, dividends, capital gains  – generally taxed at 26% flat rate. Lower rates may apply (e.g. 12.5% to  income from qualifying Treasury bonds)
  • capital gains deriving from equity type instruments and disposals on certain financial assets (excluding gains on certain non EU harmonised investment funds and ETF’s)
  • income from self employment carried out under the Regime Forfettario
  • income for renting Italian property for the option for taxation at a flat rate of 21% on gross receipts has not been taken (cedolare secco).
  • certain distributions from  regulated Italian supplementary or complimentary pension schemes
  • income from crypto assets realised otherwise in the course of a business or deemed business (e.g. mining etc.) 
  • capital gains from foreign currency transactions where the average balance of foreign currency accounts exceeds Euro 51,645.69  (1 million lire) for at least 7 consecutive working days during the tax year
The substitute tax applies to investment income and rental income only where the person receiving the relevant income does not realise the income in the course of a business activity (e.g financial trading or carrying out a property letting business). 

Table of Historical Rates of Substitute Tax

Period Rate Regime / Income Type Notes
Up to 1990 – 31 Dec 2011 12.5% Financial income & capital gains Standard rate on most financial investments. Government bonds also 12.5%.
1 Jan 2012 – 30 Jun 2014 20% Financial income & capital gains Government bonds remained at 12.5%.
From 1 Jul 2014 26% Financial income & capital gains Government bonds still 12.5%.
Until 31 Dec 2022 26% Crypto‑asset capital gains Taxed as “other financial income” if annual gains exceeded €2,000.
From 1 Jan 2023 to 31 Dec 2026 26% Crypto‑asset gains & income New legal definition of “cripto‑attività”; optional step‑up regime available.
From 2011 21% Cedolare secca – standard rate Applies to residential long‑term leases (non‑luxury categories).
From 2011 10% Cedolare secca – reduced rate For “canone concordato” (agreed‑rent) contracts in eligible municipalities.
2024 onward 26% Cedolare secca – landlords with 3+ properties in same municipality New rule introduced to discourage concentration of rental stock.
From 2017 €100,000 / year Flat tax for new residents (Art. 24‑bis TUIR) Substitutes all foreign‑source income tax. Applies for up to 15 years.
From 2017 €25,000 / year Additional family member under flat tax Applies per dependent who opts into the regime.
10 Aug 2024 – 31 Dec 2025 €200,000 / year Flat tax for new residents (Art. 24‑bis TUIR) Applies only to individuals transferring residence after 10 Aug 2024.
10 Aug 2024 – 31 Dec 2025 €25,000 / year Additional family member under flat tax Extension available for qualifying dependants.

Disclaimer: This table is a simplified, high‑level summary of substitute‑tax rates in Italy over time. Actual tax treatment depends on specific dates, transitional rules, individual circumstances, and official guidance. Always verify fact pattern with applicable legislation before relying on any rate.